Shaka-Fi

Why I’m Avoiding Dividend Stocks In My Taxable Accounts. 

Cash flow is King! Net worth is awesome, don’t get me wrong, but if it’s not providing an income, it doesn’t really help you reach financial independence. I’m on a mission to get $100,000 flowing into my life from sources… Continue Reading →

Crash Proof Your Mindset

  They say there’s no such thing as a guarantee when it comes to investments. I beg to differ, another stock market crash is guaranteed to happen. I don’t know when it will happen, nobody does. I do know, however,… Continue Reading →

Should You Accelerate Your Path To Fi?

Everyone has a number they need to hit before they reach financial independence. My current number is big. Like massively big! Like $3,000,000 massively huge big! I’m at a point in my savings where many people in the FI community… Continue Reading →

How To Get Promoted

As I’ve mentioned before, making more money is the best way to speed up your journey to financial independence. Frugality has it’s limit, you can only save 100% of what you spend, and that’s a ridiculous goal. Earning on the… Continue Reading →

Recurring Expenses Will Eat Your Dreams

You already know that spending less than you earn is the main key to reaching financial independence. You’ve very likely already heard about the 4% rule. It’s the idea that if you spend no more than 4% of your total… Continue Reading →

Waiting Is Hard!

The road to financial independence can actually be really unsatisfying at times. Yep, I just wrote that. If you’re on this road, chances are you know what I’m talking about. I sometimes get totally worked up and wonder what I’m not… Continue Reading →

Frugal Doesn’t Always Mean Cheap

The term Frugal has taken on a somewhat negative connotation in today’s consumption based society. When someone is labeled as frugal, what usually comes to mind for a lot of people is someone who is a cheapskate, or someone who… Continue Reading →

The Impact Of Increasing Your Income vs Your Savings

There is one main principal to follow if you want to become financially independent, spend less than you earn and invest the rest. The amount of money that you invest, or save, is called your savings rate, and it’s usually… Continue Reading →

Free Money!

Haven’t you ever wanted to get money for free? Damn straight you have! This article will let you in on a couple of potential ways to do just that.  The 401K and IRA will involve some level of sacrifice, meaning… Continue Reading →

Pay Off My Mortgage Or Invest The Money?

I’m overweight in stocks, by most people’s standards, so I’m looking to reallocate some money, and also exploring some “safer” investment options for future investment contributions. In this post, I’m going to explore the idea of paying down the principle… Continue Reading →

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